Tuesday, December 30, 2008

2009 Cadillac Escalade Hybrid Cars

2009 Cadillac Escalade Hybrid Car
2009 Cadillac Escalade Hybrid Cars
Pricing: Mid-$60,000s
V-8 engine with two electric motors
25% to 30% increase in fuel economy
22-inch wheels and tires
Available rear- or 4-wheel drive
Seating for up to 8

Latest 2009 Cadillac Escalade Hybrid Car Domain

Domain Cadillac Hybrid Car

Domain Cadillac Hybrid Car Wallpaper

Cool Cadillac Hybrid Car

Online Cadillac Hybrid Car

"Happy New Year" in Different Languages

Guys, in a few days we will meet year 2009.

"Happy New Year" in Different Languages

Afgani: Saale Nao Mubbarak
Afrikaans: Gelukkige nuwe jaar
Albanian: Gezuar Vitin e Ri
Armenian: Snorhavor Nor Tari
Arabic: Antum salimoun
Assyrian: Sheta Brikhta
Azeri: Yeni Iliniz Mubarek!
Bengali: Shuvo Nabo Barsho
Bulgarian: Chestita Nova Godina
Cambodian: Soursdey Chhnam Tmei
Catalan: FELIÇ ANY NOU
Chinese: Xin Nian Kuai Le
Corsican Language: Pace e Salute
Croatian: Sretna Nova godina!
Cymraeg (Welsh): Blwyddyn Newydd Dda
Czechoslovakia: Scastny Novy Rok
Denish: Godt Nytår
Dhivehi: Ufaaveri Aa Aharakah Edhen
Dutch: GELUKKIG NIEUWJAAR!
Eskimo: Kiortame pivdluaritlo
Esperanto: Felican Novan Jaron
Estonians: Head uut aastat!
Finnish: Onnellista Uutta Vuotta
French: Bonne Annee
Gaelic: Bliadhna mhath ur
Galician [NorthWestern Spain]: Bo Nadal e Feliz Aninovo
German: Prosit Neujahr
Greek: Kenourios Chronos
Gujarati: Nutan Varshbhinandan
Hawaiian: Hauoli Makahiki Hou
Hebrew: L'Shannah Tovah
Hindi: Naye Varsha Ki Shubhkamanyen
Hong kong: (Cantonese) Sun Leen Fai Lok
Hungarian: Boldog Ooy Ayvet
Indonesian: Selamat Tahun Baru
Iranian: Saleh now mobarak
Iraqi: Sanah Jadidah
Irish: Bliain nua fe mhaise dhuit
Italian: Felice anno nuovo
Japan: Akimashite Omedetto Gozaimasu
Kabyle: Asegwas Amegaz
Kannada: Hosa Varushadha Shubhashayagalu
Kisii: SOMWAKA OMOYIA OMUYA
Khmer: Sua Sdei tfnam tmei
Korea: Saehae Bock Mani ba deu sei yo!
Kurdish: NEWROZ PIROZBE
Lithuanian: Laimingu Naujuju Metu
Laotian: Sabai dee pee mai
Macedonian: Srekjna Nova Godina
Malay: Selamat Tahun Baru
Marathi : Nveen Varshachy Shubhechcha
Malayalam : Puthuvatsara Aashamsakal
Maltese: Is-Sena t- Tajba
Nepal: Nawa Barsha ko Shuvakamana
Norwegian: Godt Nyttår
Papua New Guinea: Nupela yia i go long yu
Pampango (Philippines): Masaganang Bayung Banua
Persian: Saleh now ra tabrik migouyam
Philippines: Manigong Bagong Taon
Polish: Szczesliwego Nowego Roku
Portuguese: Feliz Ano Novo
Punjabi: Nave sal di mubarak
Romanian AN NOU FERICIT
Russian: S Novim Godom
Samoa: Manuia le Tausaga Fou
Serbo-Croatian: Sretna nova godina
Sindhi: Nayou Saal Mubbarak Hoje
Singhalese: Subha Aluth Awrudhak Vewa
Siraiki: Nawan Saal Shala Mubarak Theevay
Slovak: A stastlivy Novy Rok
Slovenian: sreèno novo leto
Somali: Iyo Sanad Cusub Oo Fiican!
Spanish: Feliz Ano ~Nuevo
Swahili: Heri Za Mwaka Mpyaº
Swedish: GOTT NYTT ÅR! /Gott nytt år!
Sudanese: Warsa Enggal
Tamil: Eniya Puthandu Nalvazhthukkal
Telugu: Noothana samvatsara shubhakankshalu
Thai: Sawadee Pee Mai
Turkish: Yeni Yiliniz Kutlu Olsun
Ukrainian: Shchastlyvoho Novoho Roku
Urdu: Naya Saal Mubbarak Ho
Uzbek: Yangi Yil Bilan
Vietnamese: Chuc Mung Tan Nien
Welsh : Blwyddyn Newydd Dda!

Sunday, December 28, 2008

Dodge Viper SRT-10 Pictures

Dodge Viper SRT-10 Pictures
Dodge Viper SRT-10 Pictures
2008 Dodge Viper SRT-10
2008 Dodge Viper SRT-10
Dodge Viper SRT-10 blue
Dodge Viper SRT-10 blue color

New Dodge Viper Pictures

2008 Dodge Viper
2008 Dodge Viper
Dodge Viper
Dodge Viper

New Dodge Viper Pictures

Chrysler 300C SRT Pictures

Chrysler 300C SRT Pictures
Chrysler 300C SRT Pictures
black Chrysler 300C SRT
black Chrysler 300C SRT
Chrysler 300C SRT Dashboard
Chrysler 300C SRT Dashboard

2008 Chrysler Sebring Convertible Pictures

2008 Chrysler Sebring Convertible Pictures
2008 Chrysler Sebring Convertible Pictures
Chrysler Sebring Convertible
Chrysler Sebring Convertible
Chrysler Sebring Convertible dashboard
Chrysler Sebring Convertible dashboard

2009 Subaru Legacy Cars

2009 Subaru Legacy Car
2009 Subaru Legacy Cars
MSRP:$20,795

Drivetrain:All Wheel Drive
Curb Weight:3270
City:20
Hwy:26
Horsepower:175 @ 6000
Torque:169 @ 4400
Wheelbase:105.1
Length:188.7
Width:69.7
Height:59.1

Saturday, December 27, 2008

2009 Ford Focus RS promo Car

2009 Ford Focus RS promo Car

Honda FC Sports Car - Next Generation Car

If you are the fond of Honda car and their technology than I think you should see this new Honda FC sports car. This is a three seat sports car using the Honda V Flow fuel cell.

If you will see the model of this car than you will assume that this is the car of the future. But this design will also help him for low weight and high performance.

Photo of Honda FC Sports Car
Photo of Honda FC Sports Car 2
Photo of Honda FC Sports Car 3
Photo of Honda FC Sports Car 4
Photo of Honda FC Sports Car 5


Thursday, December 25, 2008

Auto Insurance History and Claim easily...

Claim easily,Principles of insurance,claims and loss handling is the materialized utility of insurance,Insurance company claim departments
Finally, claims and loss handling is the materialized utility of insurance; it is the actual "product" paid for, though one hopes it will never need to be used. Claims may be filed by insureds directly with the insurer or through brokers or agents. The insurer may require that the claim be filed on its own proprietary forms, or may accept claims on a standard industry form such as those produced by ACORD

Insurance company claim departments employ a large number of claims adjusters supported by a staff of records management and data entry clerks. Incoming claims are classified based on severity and are assigned to adjusters whose settlement authority varies with their knowledge and experience. The adjuster undertakes a thorough investigation of each claim, usually in close cooperation with the insured, determines its reasonable monetary value, and authorizes payment. Adjusting liability insurance claims is particularly difficult because there is a third party involved (the plaintiff who is suing the insured) who is under no contractual obligation to cooperate with the insurer and in fact may regard the insurer as a deep pocket. The adjuster must obtain legal counsel for the insured (either inside "house" counsel or outside "panel" counsel), monitor litigation that may take years to complete, and appear in person or over the telephone with settlement authority at a mandatory settlement conference when requested by the judge.

In managing the claims handling function, insurers seek to balance the elements of customer satisfaction, administrative handling expenses, and claims overpayment leakages. As part of this balancing act, fraudulent insurance practices are a major business risk that must be managed and overcome. Disputes between insurers and insureds over the validity of claims or claims handling practices occasionally escalate into litigation; see insurance bad faith.

[edit] History of insurance

Main article: History of insurance

In some sense we can say that insurance appears simultaneously with the appearance of human society. We know of two types of economies in human societies: money economies (with markets, money, financial instruments and so on) and non-money or natural economies (without money, markets, financial instruments and so on). The second type is a more ancient form than the first. In such an economy and community, we can see insurance in the form of people helping each other. For example, if a house burns down, the members of the community help build a new one. Should the same thing happen to one's neighbour, the other neighbours must help. Otherwise, neighbours will not receive help in the future. This type of insurance has survived to the present day in some countries where modern money economy with its financial instruments is not widespread (for example countries in the territory of the former Soviet Union).

Turning to insurance in the modern sense (i.e., insurance in a modern money economy, in which insurance is part of the financial sphere), early methods of transferring or distributing risk were practised by Chinese and Babylonian traders as long ago as the 3rd and 2nd millennia BC, respectively. Chinese merchants travelling treacherous river rapids would redistribute their wares across many vessels to limit the loss due to any single vessel's capsizing. The Babylonians developed a system which was recorded in the famous Code of Hammurabi, c. 1750 BC, and practised by early Mediterranean sailing merchants. If a merchant received a loan to fund his shipment, he would pay the lender an additional sum in exchange for the lender's guarantee to cancel the loan should the shipment be stolen.

Achaemenian monarchs of Iran were the first to insure their people and made it official by registering the insuring process in governmental notary offices. The insurance tradition was performed each year in Norouz (beginning of the Iranian New Year); the heads of different ethnic groups as well as others willing to take part, presented gifts to the monarch. The most important gift was presented during a special ceremony. When a gift was worth more than 10,000 Derrik (Achaemenian gold coin) the issue was registered in a special office. This was advantageous to those who presented such special gifts. For others, the presents were fairly assessed by the confidants of the court. Then the assessment was registered in special offices.

The purpose of registering was that whenever the person who presented the gift registered by the court was in trouble, the monarch and the court would help him. Jahez, a historian and writer, writes in one of his books on ancient Iran: "[W]henever the owner of the present is in trouble or wants to construct a building, set up a feast, have his children married, etc. the one in charge of this in the court would check the registration. If the registered amount exceeded 10,000 Derrik, he or she would receive an amount of twice as much."[1]

A thousand years later, the inhabitants of Rhodes invented the concept of the 'general average'. Merchants whose goods were being shipped together would pay a proportionally divided premium which would be used to reimburse any merchant whose goods were jettisoned during storm or sinkage.

The Greeks and Romans introduced the origins of health and life insurance c. 600 AD when they organized guilds called "benevolent societies" which cared for the families and paid funeral expenses of members upon death. Guilds in the Middle Ages served a similar purpose. The Talmud deals with several aspects of insuring goods. Before insurance was established in the late 17th century, "friendly societies" existed in England, in which people donated amounts of money to a general sum that could be used for emergencies.

Separate insurance contracts (i.e., insurance policies not bundled with loans or other kinds of contracts) were invented in Genoa in the 14th century, as were insurance pools backed by pledges of landed estates. These new insurance contracts allowed insurance to be separated from investment, a separation of roles that first proved useful in marine insurance. Insurance became far more sophisticated in post-Renaissance Europe, and specialized varieties developed.

Toward the end of the seventeenth century, London's growing importance as a centre for trade increased demand for marine insurance. In the late 1680s, Edward Lloyd opened a coffee house that became a popular haunt of ship owners, merchants, and ships’ captains, and thereby a reliable source of the latest shipping news. It became the meeting place for parties wishing to insure cargoes and ships, and those willing to underwrite such ventures. Today, Lloyd's of London remains the leading market (note that it is not an insurance company) for marine and other specialist types of insurance, but it works rather differently than the more familiar kinds of insurance.

Insurance as we know it today can be traced to the Great Fire of London, which in 1666 devoured 13,200 houses. In the aftermath of this disaster, Nicholas Barbon opened an office to insure buildings. In 1680, he established England's first fire insurance company, "The Fire Office," to insure brick and frame homes.

The first insurance company in the United States underwrote fire insurance and was formed in Charles Town (modern-day Charleston), South Carolina, in 1732. Benjamin Franklin helped to popularize and make standard the practice of insurance, particularly against fire in the form of perpetual insurance. In 1752, he founded the Philadelphia Contributionship for the Insurance of Houses from Loss by Fire. Franklin's company was the first to make contributions toward fire prevention. Not only did his company warn against certain fire hazards, it refused to insure certain buildings where the risk of fire was too great, such as all wooden houses. In the United States, regulation of the insurance industry is highly Balkanized, with primary responsibility assumed by individual state insurance departments. Whereas insurance markets have become centralized nationally and internationally, state insurance commissioners operate individually, though at times in concert through a national insurance commissioners' organization. In recent years, some have called for a dual state and federal regulatory system (commonly referred to as the Optional Federal Charter (OFC)) for insurance similar to that which oversees state banks and national banks.
Auto insurance

Main article: Vehicle insurance

A wrecked vehicle

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage: (1) Property coverage pays for damage to or theft of your car. (2) Liability coverage pays for your legal responsibility to others for bodily injury or property damage. and (3) Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses. An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

Most auto policies are for six months to a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium. [8]

2009 CHEVROLET SILVERADO LTZ CREW CAB 6.2L V8 Interior Car Video

2009 CHEVROLET SILVERADO LTZ CREW CAB 6.2L V8 Car

Wednesday, December 24, 2008

Chevrolet Corvette Best Car Pictures

Chevrolet Corvette Best Car Pictures
Chevrolet Corvette Best Car Pictures
Chevrolet Corvette
Chevrolet Corvette
Chevrolet Corvette photos
Chevrolet Corvette photos

Chevrolet Cobalt XFE Pictures

2008 Chevrolet Cobalt XFE Pictures
2008 Chevrolet Cobalt XFE Pictures
Chevrolet Cobalt XFE photos
Chevrolet Cobalt XFE photos
2009 Chevrolet Cobalt XFE
2009 Chevrolet Cobalt XFE

Cadillac XLR-V Pictures

Cadillac XLR-V Pictures
Cadillac XLR-V Pictures
Cadillac XLR-V photos
Cadillac XLR-V photos
Cadillac XLR-V dashboard
Cadillac XLR-V dashboard

Cadillac CTS Pictures

2008 Cadillac CTS Pictures
2008 Cadillac CTS Pictures
Cadillac CTS Pictures dashboard
Cadillac CTS dashboard
Cadillac CTS Pictures
Cadillac CTS Pictures

2008 Buick Enclave Pictures

2008 Buick Enclave Pictures
2008 Buick Enclave Pictures
2008 Buick Enclave white
2008 Buick Enclave white
Buick Enclave dashboard
Buick Enclave dashboard

2008 Buick LaCrosse Super Pictures

Buick LaCrosse Super
Buick LaCrosse Super
Buick LaCrosse Super dashboard
Buick LaCrosse Super dashboard
2008 Buick LaCrosse Super Pictures
2008 Buick LaCrosse Super Pictures

Sunday, December 21, 2008

Luxurious Car M-Zero from BMW

BMW awesome brand name for luxurious and fast car. Choice of James Bond and desire of every one. Now designer Maël Oberkampf have come with the M-zero. A classical car with very own look of BMW from the front. With angry eye look in headlight this car is really breath stoping.

Although we able to see only exterior of this master piece but we do hope that interior of this car will be more delicate and eye catching as well.

Photo of M-Zero BMW
Photo of M-Zero BMW 2
Photo of M-Zero BMW 3
Photo of M-Zero BMW 4
Photo of M-Zero BMW 5


2008 Volvo XC70 Car Video

2008 Volvo XC70 Car Video

Friday, December 19, 2008

Privacy Policy for www.auto-insurance-autoinsurance.blogspot.com

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BMW 135i Pictures

BMW 135i Pictures
BMW 135i Pictures
BMW 135i
BMW 135i
BMW 135i dashboard
BMW 135i dashboard