Friday, October 31, 2008
2009 Acura MDX Cars
2009 Acura MDX Car
MSRP:$40,790 - 48,690
The 2009 Acura MDX is largely unchanged.
SUV seats up to seven and has all-wheel
drive.sole powertrain is a 300-hp
3.7-liter V6 engine and 5-speed
automatic transmission.
Thursday, October 30, 2008
2009 Acura RDX Cars
2009 Acura RDX Car
Prices:$33,695 - $36,995
The RDX comes with a turbocharged 2.3-liter four-cylinder engine that produces 240 horsepower at 6000 rpm with 260 lb-ft of torque at 4500 rpm.
The Acura RDX GPS unit has incorporated a feature that equates the car's position from the sun to compute the temperature outside the car.Brilliant 8" screen, Bluetooth, support for live traffic updates.
Types of Coverage auto insurance
The first step in interpreting an auto insurance policy is to ascertain the various types of coverage insurance companions offer. Some of this coverage may be compulsory by your state and some of the coverage may be facultative.
• Liability - This coverage antes up for accidental corporal trauma and property indemnification to others. Injury impairments include medical disbursements, pain and bearing and lost wages. Property damage admits damaged property and automobiles. This coverage also compensates defense and court costs. State laws ascertain how much liability coverage you must leverage, but you can forever get more coverage than your state compels.
• Collision - This coverage pays for impairments to your vehicle stimulated by collision with additional vehicle or object.
• Comprehensive - This coverage compensates for loss or impairment to the insured vehicle that doesn't come about in an auto accident. The types of damages comprehensive insurance covers include loss caused by fire, flood, vandalism, wind, hail, or theft.
• Medical Coverage - Pays medical expenses disregarding of fault when the expenses are stimulated by an auto accident.
• PIP - Personal Injury Protection (PIP) is commanded in some states. This coverage compensates medical expenses for the insured driver, irrespective of fault, for discourse due to an auto accident.
• Uninsured Motorist - compensates your car's impairments when an auto accident is induced by a driver who doesn't have financial obligation insurance.
• Underinsured Motorist - compensates your car's impairments when an auto accident is stimulated by someone who has deficient liability insurance.
• Rental Reimbursement - This type of coverage will compensate for a rental car if your car is besmirched due to an auto accident. Frequently this coverage has a day-to-day leeway for a rental car.
Numerous insurance policies coalesce a number of these eccentrics of coverage. The first step in picking out the compare auto insurance you desire for your car is to know the laws in your state. This will tell you the lower limit insurance you need for your car. It's benevolent to keep in mind that, just since your state may not compel extensive insurance, extra coverage may be meriting the expense.
After all, no one desires to be bewildered with thousands of dollars worth of bills because of an auto accident.Now, let's take a look at how to determine your insurance needs.
Bringing the Costs Down
There are four main components that can donjon compare auto insurance rates bolt down. See if you accrue into any of the accompanying categories. If you do, you may be able to save money on your car insurance disregarding of the appraise of your automobile.
1. If you are awaiting to buy a car, turn over buying a car that looks benevolent to insurance companies. For instance, insurance companies be intimate what varieties of cars are prostrate to problems. They also experience what varieties of cars are most frequently stolen. If you haven't bought your car yet, find out what cars make this "good list" amidst auto insurers.
2. Most insurance companies extend discounts for a variety of reasons - for example, estimable students, having additional than one car insured and accident-free driving are all worth a discount. Necessitate insurance companies just about particular discounts that may be uncommitted to you.
3. Deliberate carpooling or using public expatriation to get to work. The less you use your car, the less your insurance will cost you.
4. Finally, drive with kid gloves! Insurance companies are not happy to insure accident- prostrate drivers, so the more dependable you drive, the less you will have to compensate for auto insurance. Source :http://www.heavens-above.com/financialinfo/insurance/compar
Tuesday, October 28, 2008
Monday, October 27, 2008
AUTO INSURANCE IN INDIA
Auto Insurance in India is a compulsory requirement for all new vehicles used whether for commercial or personal use. The insurance companies have tie-ups with leading automobile manufacturers. They offer their customers instant auto quotes. Auto premium is determined by a number of factors and the amount of premium increases with the rise in the price of the vehicle. The claims of the Auto Insurance in India can be accidental, theft claims or third party claims. Certain documents are required for claiming Auto Insurance in India , like duly signed claim form, RC copy of the vehicle, Driving license copy, FIR copy, Original estimate and policy copy.
There are different types of Auto Insurance in India :
* Private Car Insurance – in the Auto Insurance in India, Private Car Insurance is the fastest growing sector as it is compulsory for all the new cars. The amount of premium depends on the make and value of the car, state where the car is registered and the year of manufacture.
* Two Wheeler Insurance – the Two Wheeler Insurance under the Auto Insurance in India covers accidental insurance for the drivers of the vehicle. The amount of premium depends on the current showroom price multiplied by the depreciation rate fixed by the Tariff Advisory Committee at the time of the beginning of policy period.
* Commercial Vehicle Insurance – Commercial Vehicle Insurance under the Auto Insurance in India provides cover for all the vehicles which are not used for personal purposes, like the Trucks and HMVs. The amount of premium depends on the showroom price of the vehicle at the commencement of the insurance period, make of the vehicle and the place of registration of the vehicle.
The auto insurance generally includes:
* Loss or damage by accident, fire, lightning, self ignition, external explosion, burglary, housebreaking or theft, malicious act.
* Liability for third party injury/death, third party property and liability to paid driver
* On payment of appropriate additional premium, loss/damage to electrical/electronic accessories
The auto insurance does not include:
* Consequential loss, depreciation, mechanical and electrical breakdown, failure or breakage
* When vehicle is used outside the geographical area
* War or nuclear perils and drunken driving
Some of the leading Insurance Companies offering Auto Insurance in India are:
HSBC India – Auto Secure
Bajaj Allianz - Bajaj Allianz's Motor Insurance
ICICI Lombard - Motor Plans, Two Wheeler Package Policy
United India Insurance Co. - Motor Package and Liability Only Policies
The New India Assurance Co. - Motor Policy
Sunday, October 26, 2008
What about the Nano Car Project of TaTa ??? When Nano will hit the Market ???
What about Nano Car's Project ???
Ahmedabad, Oct 14 (IANS) says The foundation stone for the Tata's Nano car project at Sanand near Ahmedabad will be laid Nov 3, As In Gujarat, all new undertakings , traditionally begin on this day. Even if there is no word yet from the Tata group on the subject, Chief Minister Narendra Modi is also keen that the project is formally launched Nov 3. Sources said that Tata Motors was handed over 1,100 acres on Oct 9, and the transfer of land to Tata Motors has been completed at Sanand.
New s of objections are also raised by some Farmers and it is told there were no serious issues and the status of land handed over to the TaTa s would not be affected.
Saturday, October 25, 2008
TEXAS AUTO INSURANCE
Senior drivers looking to lower their premiums on auto insurance should review their policies taking the following considerations into mind.
* Driver classification - Commonly described as automobile usage, a driver classification specifically defines the type and amount the auto will be used by the insured senior driver. Types of usage include "to and from work" or "pleasure only." A senior's driver classification may also take into account the decreases in mileage annually. Some seniors use their vehicle only on special occasion, which could result in further rate decreases. A senior looking for lower auto insurance rates should make sure the carrier is aware of the actual vehicle usage, and that this factor is being taken into account in the rate calculations.
* Drivers history - Auto insurance carriers in Texas use these three major indicators in underwriting policies and determining rates. It is recommended that all Senior drivers make their driver's history as "clean" as possible. One should contest all moving violations when possible, and cover others with defensive driving courses.
* Claims history - A Senior's claims history carries significant weight as well. The Texas Department of Insurance requires carriers to record all claims reported to them by the insured. With this in mind, it is important to understand that when contacting an insurance representative, one should specify whenever the call is for information only. Otherwise, it may be recorded a filed claim, thereby affecting your claims history and possibly rates.
* Financial score - Senior drivers should do whatever they can to improve their financial score when looking for low auto insurance rates. Stability and debt ratio are major factors that carriers take into account when underwriting a Senior's policy. Seniors that have reduced their financial obligations should make sure their financial scores reflect this, and alert their insurance agents whenever such information has changed.
As with all types of insurance, seniors should feel that their carrier's representative is willing and able to take the time needed to discuss and adjust the auto insurance policy to their clients benefit. George White understand the importance many seniors place upon the ability to contact a human being that can give them the personal time and attention they need to feel confident and secure about the auto insurance policy they receive. For this reason, George White will make sure to speak with you on an individual basis about your policy, and how lower rates may be attained. If he cannot offer you the lowest possible rate or the best policy appropriate to your situation, he will refer you to someone who can!
Give George White a call today toll free at 866-663-5262 to learn more about how you can lower your auto insurance rates by getting the type of coverage that is right for you!
Most Famous Auto Insurance
Safeco insurance company sells their products solely via a countrywide network of autonomous agents and dealers who offer the advice and options to the client. They also own a web-based dais where a client only needs to register his name, contact details and the requirement. The agents within minutes contact him, quote the policy and issue insurance to his vehicle.
GEICO AUTO INSURANCE COMPANY:
Geico offers auto insurance to clients across the U.S. They also provide insurance coverage for your home, boat, RV, life and much more.
STATE FARM AUTO INSURANCE COMPANY :
This auto insurance company has been in this trade for offering first-rate auto cover at a reasonable price since 1922.
Auto Insurance is designed to fiscally cover up the possible auto-related damages, loss or injuries. It assists you in the protection of the automobile, other people's property the other vehicles and drivers and the pedestrians. It may also help defend you in the incident of an auto-associated lawsuit.
PROGRESSIVE AUTO INSURANCE COMPANY:
Progressive is the 3rd largest insurance company in the country with the clientele of around or above 10 million people to insure their vehicles. Progressive is mainly known for the wide variety of products to suit the requirement of almost all the drivers. They provide unbeatable customer care and attention making their client permanent.
MEXBOUND AUTO INSURANCE COMPANY:
Mexbound is an online company that facilitates auto insurance to the clients all over Mexico. The insurance policy can be chosen and bought online. Mexbound through a secure online process lets you easily get a quote and take a print of your Mexico Auto Insurance policy within minutes, totally eliminating the hassles of taking halt at the border. Mexbound auto Insurance company provides 24*7 toll free claim service, roadside aid and law and travel information.
ICICI LOMBARD INSURANCE COMPANY:
ICICI Lombard auto Insurance Company Limited is a joint business enterprise between ICICI Bank Limited and the Canada based $ 26 billion Fairfax Financial Holdings Limited.India's second largest bank, ICICI Bank and Fairfax Financial Holdings is a spread out financial company affianced into a business of auto insurance, insurance claims management, reinsurance and investment management.
Friday, October 24, 2008
Auto-insurance fraud hurts all motorists
OUR OPINION: Insurers aggressively should pursue the con artists
The lawsuit that Allstate Insurance recently filed in federal court in Miami may be bad news for the defendants -- tow-truck operators, chiropractic clinics, auto-body shops, some policyholders and others -- but it could be a good omen for policyholders. It definitely will be if it emboldens insurers to aggressively pursue fraud.
Staging accidents
The lawsuit alleges that the defendants collaborated in staging 17 auto accidents -- and possibly more -- and then filed fraudulent insurance claims. The lawsuit isn't a first. Allstate and other insurers do go after businesses and policyholders when they suspect cheating. More often than not, though, insurers find it easier to pay the claim and move on. That's because lawsuits are messy, expensive and time-consuming. Worse, the outcome of a jury trial can be unpredictable. In South Florida, even cases where the evidence of fraud is overwhelming have ended with insurers leaving the courthouse in shock and disbelief because of an unfavorable jury verdict.
As a consequence, many insurers are overly cautious about going to trial. Too often it is easier to pay than fight. The ultimate losers in this game of chicken are honest policyholders. They end up paying premiums inflated by the cost of fraudulent claims. This is why it is encouraging when an insurer goes to court to challenge an alleged bogus claim. Frankly, we wish it would happen more often.
The Allstate case involves an alleged network of businesses that brazenly and repeatedly filed claims in a scheme to steal from insurers -- and indirectly from policyholders. One driver would ram another driver's car. Both were part of the scam. Both would file claims for damages and medical bills, and the insurance companies would dutifully pay.
In these cases, the insurance companies paid out tens of thousands of dollars. Allstate realized that something was wrong when representatives noticed that the same cars with the same damage turned up in multiple accidents. The company investigated, gathered evidence and hired a lawyer to bring suit.
Billions lost
Whatever the outcome, the lawsuit sends a message to the scammers that they could end up in court and lose their businesses. There are other benefits, too. Once they're busted, the network of con artists has to cease doing ''business,'' or at least take extraordinary precautions to continue. If all insurers aggressively pursued fraud -- or even just a majority of them -- they could significantly raise the stakes for the thieves to stay in business.
Prosecutors say relatively few groups engage in organized fraud, but they steal billions each year from insurers and honest drivers. Insurers should consider prosecuting scam artists as an investment that results in lower costs for their business and lower premiums for customers.
Thursday, October 23, 2008
Wednesday, October 22, 2008
Tuesday, October 21, 2008
Monday, October 20, 2008
Sunday, October 19, 2008
Saturday, October 18, 2008
Friday, October 17, 2008
New Camaro
The 2010 Chevrolet Camaro will arrive in early 2009 looking much like the concept. Of the three trims, the LS, LT and SS, the SS will be packed with the most performance goodies. Among them will be Brembo brake discs with four-piston aluminum calipers and much shorter gears, thanks to the TR6060 six-speed manual transmission. The 3.6-liter V6 will make 300 horsepower and 273 pound-feet of torque, while the LS3 V8 will lay down 422 hp and 408 lb-ft. According to Chevrolet, the V6-equipped Camaro will run from zero to 60 mph in 6.1 seconds regardless of transmission choice. The V6 coupe will cover the quarter-mile in 14.5 seconds with an auto and 14.7 seconds with a manual, both at 97 mph. The brakes don't sound quite as impressive, though, as the base Camaro stops from 60 to zero mph in 132 feet. Not surprisingly, the V8-equipped Camaro SS delivers better numbers across the board as the manual hits 60 mph in 4.9 seconds and runs a 13.4-second quarter-mile at 108 mph according to Chevrolet. Strangely enough, it also claims that the automatic-equipped SS Camaro, which is rated at 400 hp, runs from zero to 60 mph in just 4.6 seconds and through the quarter-mile in 13.3 seconds.
Thursday, October 16, 2008
Wednesday, October 15, 2008
Tuesday, October 14, 2008
Monday, October 13, 2008
Sunday, October 12, 2008
Saturday, October 11, 2008
Friday, October 10, 2008
Thursday, October 9, 2008
Tuesday, October 7, 2008
Monday, October 6, 2008
Ferrari Price Updates
Pricing Definitions
MSRP: $190,600
Estimated Market Price: Not Available
Invoice: Not Available
Total Cost to Own Not Available
Estimated Payments:
$3,978/month* find current rates
Rebates & Incentives:
No information available
Standard Engine:
5.0L V10, 40 valve, 520 hp @ 8000 rpm
* 6 speed manual (standard) or 6 speed automatic transmission
* 11 mpg city / 17 mpg hwy more info
* Green Rating: 41
Learn about the Green Rating
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* based on MSRP, 20% down, 6.5% interest rate, 8% sales tax, 48 months.
continued below
Standard Features:
* Front Side Airbags With Head Protection
* All-Wheel Drive
* AM/FM Radio With 4 Speakers Total; 6-Disc CD Changer; MP3 Player
see all features...
Options:
* Rear Electronic Parking Aid With Camera
* Colored Brake Calipers (Gray or Yellow)
* DVD and GPS Navigation Aid
2008 Ferrari 599
2008 Ferrari 599 GTB Fiorano Summary
The 2008 599 GTB Fiorano is a 2-door, 2-passenger luxury sports car, available in two trims, the Coupe and the Coupe F1.Upon introduction, both trims are equipped with a standard 6.0-liter, V12, 620-horsepower engine that achieves 11-mpg in the city and 15-mpg on the highway. A 6-speed manual transmission with overdrive is standard on the Coupe. A 6-speed automatic transmission with overdrive is standard on the Coupe F1.
The 2008 599 GTB Fiorano is all-new for 2008.
Ferrari Info
search for automotive design.
There are 5 people in a team of automotive designers.
1. Designer of outside of car.
2. Interior designer
3. Marketing and manufacturing
4. Chassis and engine
5. Project leader.
They draw it, then they make a computer drawing on a CAD program. From the computer drawing the machine reads it and carves a clay copy of the car.
After they make the full size version of the car out of clay, they review the design and make some changes by carving the clay themselves.
Then they do the same thing for the inside of the car to work on the design of the ergonomics.
Then they make real versions of it by making the machine carve out the body out of metal.
The engines are hand built.
Everything else is put totheger by machines.
Then they start testing the car and see how they can improve with aerodynamics, handling, engine performance.